Overview

Minnesota uses progressive rates from 5.35% to 9.85%. Understanding how Minnesota’s tax system works helps you accurately predict your paycheck and plan your finances throughout the year.

2025 Tax Rates

Minnesota uses a progressive income tax structure. Lower income is taxed at lower rates (starting at 5.35%), and higher income is taxed at higher rates (up to 9.85%). Only the income in each bracket is taxed at that bracket’s rate — not your entire income.

Standard Deduction

Minnesota provides a state standard deduction of $14,575 for single filers and $29,150 for married filing jointly. This amount is subtracted from gross income before your state tax rate is applied, lowering your overall state tax burden.

Who Must File in Minnesota?

Generally, any resident of Minnesota who earns income above the filing threshold must file a state income tax return. The Minnesota Department of Revenue sets annual filing thresholds, which roughly correspond to the standard deduction amounts.

How Minnesota Tax Affects Your Paycheck

Your employer withholds Minnesota state income tax from each paycheck based on your W-4 equivalent form and expected annual income. On a $75,000 annual salary, a single filer in Minnesota can expect to pay approximately $3,903–$5,952 in state income taxes annually.

Tips to Reduce Your Minnesota State Tax Bill

  • Contribute to a pre-tax 401(k) — reduces both your federal and state taxable income
  • Maximize HSA and FSA contributions if available through your employer
  • Claim all applicable deductions — Minnesota may allow deductions beyond the standard deduction
  • Review your withholding each year to avoid underpayment penalties

Filing Deadlines

Minnesota’s state income tax return is generally due on April 15, aligning with the federal deadline. An automatic extension to October 15 is usually available, but any tax owed must still be paid by April 15 to avoid penalties.

How Minnesota Compares to Neighboring States

Minnesota borders Wisconsin, Iowa, South Dakota, and others. Compared to its neighbors, Minnesota’s top rate of 9.85% places it among the higher-tax states in the region.

Use Our Calculator

Want to see your exact Minnesota take-home pay? Use our free US Paycheck Calculator — select Minnesota from the state dropdown and enter your salary, filing status, and dependents for a complete tax breakdown.

Tax rates based on 2025 data. Laws change frequently — verify with the Minnesota Department of Revenue or a tax professional.